£500K+
Maximum Amount
100+
Specialist Lenders
24hrs
Funds in Bank
£0
Upfront Fees
Unlock the Value of Your Business Assets
For businesses planning major investments or long-term expansion, secured business loans can provide access to larger funding amounts at competitive rates. By using eligible assets as security, businesses can unlock capital to support growth while benefiting from more favourable lending terms.
​
Funding is available from £5,000 to £ 500,000+, with higher borrowing amounts available depending on the value of the assets provided.
What Is a Secured Business Loan?
A secured business loan is a type of finance backed by assets such as commercial property, land, or valuable equipment. Because the lender has additional security, businesses may benefit from increased borrowing capacity and lower interest rates compared to some unsecured finance options.
​
Secured lending is often used for larger projects and long-term business plans.
Why Choose a
Secured Loan?
Access Higher Funding Amounts
- Using assets as security can increase borrowing capacity and provide greater financial flexibility.
Competitive Interest Rates
- Secured finance often offers lower rates than other forms of borrowing, helping to reduce overall costs.
Support Long-Term Growth
- These loans are well suited to businesses with ambitious expansion plans and larger capital requirements.
Preserve Working Capital
- Rather than tying up cash reserves, businesses can use external funding to maintain liquidity.
Important Considerations
Loan-to-Value (LTV)
Lenders assess the value of the asset being offered as security and determine the amount they are willing to lend based on the available equity.
Existing Charges on Assets
​
Businesses that already have borrowing secured against a property may still have access to additional funding, subject to lender approval.
Additional Costs and Timescales
​
Secured loans typically involve valuations and legal processes, which means approval can take longer than unsecured finance. Businesses should also consider any associated professional costs when planning their funding requirements.
Expert Support Every Step of the Way
Â
At Capital Konnect, we work with a broad network of specialist lenders to help businesses secure funding solutions that align with their goals. Our experienced team guides clients through the process, helping them understand their options and identify the most suitable solution.