Merchant Cash Advance
Flexible Funding That Moves with Your Sales
Strong cash flow is essential for maintaining daily operations and taking advantage of new opportunities. A working capital loan provides businesses with the financial support needed to manage expenses, maintain stability, and invest in growth.
£500K+
Maximum Amount
100+
Specialist Lenders
24hrs
Funds in Bank
£0
Upfront Fees
Flexible Funding That Moves with Your Sales
Every business experiences periods when additional cash can make a real difference. Whether you're investing in stock, upgrading equipment, or managing day-to-day expenses, a Merchant Cash Advance (MCA) offers a simple way to access funding without the restrictions of traditional loans.
With finance available from £10,000 to £500,000, businesses can secure the capital they need while keeping repayments aligned with their card sales.
What Is a Merchant Cash Advance?
A Merchant Cash Advance is an alternative funding solution designed for businesses that regularly accept card payments. Instead of fixed monthly repayments, a small percentage of your future card transactions is used to repay the advance.
This means repayments naturally adjust to your sales performance, making it a flexible option for businesses with fluctuating revenue.
A Faster and Simpler Process
We combine technology with expert support to make the funding journey straightforward. Using secure Open Banking technology and soft credit searches, eligibility can be assessed quickly without affecting your credit score.
Why Businesses Choose Capital Konnect
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Access to a wide panel of specialist lenders
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Loan amounts from £5,000 to £500,000+
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Rapid decisions and funding options
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No upfront fees
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No obligation to proceed
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Expert support throughout the process
Why Businesses Choose a Merchant Cash Advance
Access business finance without using property or equipment as collateral.
Funding Without Asset Security
Repayments That Match Your Revenue
Because repayments are linked to card sales, you pay more during busy periods and less when trade is slower.
Fast Decisions
Avoid lengthy bank processes and receive funding decisions quickly.
Suitable for a Wide Range of Businesses
Retailers, restaurants, salons, hospitality businesses, and other card-based businesses can benefit from this type of finance.
Opportunity to Access Additional Funding
As your business grows and repayments are made, further funding options may become available.
How the Process Works
01
Submit Your Application
Complete a short online enquiry form with basic details about your business.
02
Speak with a Specialist
A dedicated account manager will discuss your requirements and answer any questions.
03
Receive a Decision
Applications are reviewed promptly, with many businesses receiving a decision within a short timeframe.
04
Access Your Funds
Once approved, funds are transferred directly to your business account, allowing you to focus on running your business.
Why Choose Capital Konnect?
At Capital Konnect, we understand that every business is different. That's why we work with a broad panel of specialist lenders to help businesses find funding solutions that fit their circumstances.
Our team provides expert guidance throughout the process, making business finance simpler, faster, and easier to understand.
Take the Next Step
Whether you're looking to strengthen cash flow, invest in growth, or seize a new opportunity, a Merchant Cash Advance could provide the flexibility your business needs.
